the verbs 'lend' and 'borrow' are part of one process, but seen from different points of view.
'I lent my friend 10 pounds' = 'My friend borrowed 10 pounds (from me)'
It is very useful for making requests eg.
'Please lend me a pen'
'Can I borrow a pen please?'
When money or a fee is involved we use 'rent' or 'hire' eg.
'We hired a car for the weekend'
'I want to rent an apartment in London'
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